General

20241127 Control the Controllables If You re Worried About Mortgage Rates original

Control the Controllables If You’re Worried About Mortgage Rates

Chances are you’re hearing a lot about mortgage rates right now, and all you really want to hear is that they’re coming back down. And if you’ve seen headlines about the early November Federal Funds Rate cut by the Federal Reserve (The Fed), maybe you got hopeful mortgage rates would start to decline right away.

Control the Controllables If You’re Worried About Mortgage Rates Read More »

20241125 Why Today s Mortgage Debt Isn t a Sign of a Housing Market Crash original

Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash

One major reason why we’re not heading toward a foreclosure crisis is the high level of equity homeowners have today. Unlike in the last housing bubble, where many homeowners owed more than their homes were worth, today’s homeowners have far more equity than debt. That’s a big part of the reason why even though mortgage

Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash Read More »

20241121 Don t Miss Out on the Growing Number of Down Payment Assistance Programs original

Don’t Miss Out on the Growing Number of Down Payment Assistance Programs

With rising home prices and volatile mortgage rates, it’s important you know about every resource that could help make buying a home possible. And one thing you’ll want to be aware of is just how much the number of down payment assistance (DPA) programs has grown lately. Take a look at the graph below to

Don’t Miss Out on the Growing Number of Down Payment Assistance Programs Read More »

20241115 The Difference Between Renter And Homebuyer Net Worth KCM Share original

The Big Difference Between Renter and Homeowner Net Worth

Some Highlights If you’re torn between renting or buying, don’t forget to factor in the wealth-building power of homeownership. Unlike renters, homeowners gain equity as they pay their mortgage and as home values rise. That’s why, on average, a homeowner’s net worth is nearly 40x higher than a renter’s.  Connect with an agent if you

The Big Difference Between Renter and Homeowner Net Worth Read More »